Let me know about Host Card Emulation (HCE) technologies

Let me know about Host Card Emulation (HCE) technologies

Hello David!

What is Microsoft Host Card Emulation (HCE) technologies?

HCE is a software architecture that delivers precise computer-generated illustration of numerous electronic identity cards using only software. Allows merchants to offer payment cards solutions more easily using phone closed-loop contactless payment solutions, offers real-time delivery of payment cards, and provides easier distribution that does not require changes to the software in payment terminals.

Where it can be used?

It can be simply use in payment transactions is almost the same with Near-Field Communication of Google, HCE can be used as a replacement for credit card.

What is the benefit by using it with smart phone?

Using HCE in smart phones provides you way to utilize more your handheld devices. You don’t have to bring any credit cards along with or bring any check/vouchers. You just have to access specific software or program that will let you transact with other mobile devices or computer.

What type of smart phone needed for HCE?

1. Android handheld devices

2. Blackberry

Can we use this with Windows 8 or earlier version?

1. Microsoft announced usage of HCE and NFC with Windows 10.

2. Android platform versions.

3. Windows 7 and 8 (64-Bit only).